Financing For Real Estate Investors, Simplified
Why Choose Freedom Capital?
Freedom Capital is a nationwide lender for investment property financing. Through automation, our technology makes the process simple and quick for your next project, from long term rental (DSCR) to fix & flip.
Eligibility Criteria
Fix & Flip Financing
Credit Score
Min 660 FICO score with no serious delinquencies in the past 2 years
Loan Ratios
Up to 90% Loan to Cost & 75% Loan to after-repair-value
Minimum Liquidity
Down payment, closing costs, three months of mortgage payments, and 15% of renovation budget; $25,000 minimum
Long Term Rental (DSCR) Financing
Credit Score
Min 680 FICO score with no serious delinquencies in the past 2 years
Maximum LTV
Up to 80% for Purchases & Rate/Term Refinances, & 75% for Cash Out Refinances
Minimum DSCR
Minimum Debt Service Coverage Ratio is 1.05
All Loans
Location
Property cannot be rural. MSA population must be greater than 75,000. Located in states outside of AK, HI, NV, ND, SD, WY
Loan Amount
$100,000-$2MM per property, $50,000 per unit for 2+ units
Property Type
Single family, 2-4 unit, or 5-8 unit. Manufactured housing and mixed use not eligible.
Contact Us
Reach out via the form below, or email loans@freedomcapital.info to discuss your next project. If easier, submit directly here.
